Products

Capital Mortgage Advisors,LLC offers a wide variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

  • FHA / VA Financing 
  • Conventional and ALt A financing 

Current rates on several of our most popular programs:

Assumptions: 30 day committment, 20 % down payment, minimum loan amount of $125,000, normal closing costs apply.

 
30 Yr. Fixed
7/1 Jumbo ARM
FHA 30 Year Fixed
5/1 ARM

Rates last updated on Friday, July 30, 2010

30 Yr. Fixed
Fixed for 360 payments. This is the benchmark of mortgage lending. Most popular and conservative of loan products.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
4.125%4.54%1%
4.375%4.706%0%

7/1 Jumbo ARM
Fixed for 7 years, then becomes a 1 yr adjustable. For all loan amounts above $417,000 to one million.  Loan to value  limitations.

Term: 30 years   Maximum Amount: $1,000,000
RatesAPRPoints
3.875%4.369%1%
4.125%4.375%0%

FHA 30 Year Fixed
30 Year fixed rate with flexible qualifying guidelines. Has maximum loan amount limits. 

Term: 30 years   Maximum Amount: $350,000
RatesAPRPoints
4.375%4.706%0%

5/1 ARM

Fixed for 5 years then adjusts each year thereafter.

Loan amounts to $417,000. Credit score restrictions apply. 

Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.5%4.269%0%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $14,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.